FACT BRIEFIs insurance required to cover in vitro fertilization in Nevada?
No.
Nevada does not currently mandate private or public insurers to cover in vitro fertilization, according to the Nevada Division of Insurance. Nevada’s Public Employees’ Benefits Program does cover some infertility treatment, depending on the specific plan.
But Nevada could see an IVF mandate soon. The original version of SB217 — introduced in the 2025 legislative session — would require that private and public insurers, including Medicaid, cover the treatment if they insure more than 100 people.
The cost of a single IVF cycle — which includes medicines, procedures, anesthesia, ultrasounds, blood tests, lab work and embryo storage — can be upwards of $15,000.
A 2024 survey showed that only 8% of women with incomes below the federal poverty line who have ever needed fertility services say they received IVF, compared with 17% of women with incomes above the poverty line.
This fact brief is responsive to conversations such as this one.
The Nevada Independent partners with Gigafact to produce fact briefs — bite-sized fact checks of trending claims. Read our methodology to learn how we check claims.
Sources
- Nevada Electronic Legislative Information System SB217
- Nevada Division of Insurance Division of Insurance
- Public Employees’ Benefits Program Summary of Benefits and Coverage
- Planned Parenthood What is IVF?
- Kaiser Family Foundation Access to Fertility Care: Findings from the 2024 KFF Women’s Health Survey
It’s up to all of us to spread the truth.
Nevada lawmakers will be in session until June, and the fate of the bills they are debating will hinge in large part on the quality of the facts they’re working with.
Do free school lunches increase food waste? Do red flag laws reduce suicide rates? Does universal pre-K boost the economy?
We want to bring independent, rigorous fact checks to inform the public and policymakers on these crucial questions. We’re doing it through briefs that clearly answer a question with a yes or no in 150 words or less.
The Nevada Independent is always on the lookout for claims that could use a fact check. But we could use your eyes and ears too. If you're on social media or consuming news and come across a statement that raises questions for you — let us know.
In the meantime, if you think this work is important, please show your support by making a donation of any amount today. Your contributions help us devote more reporters and editors to finding and checking claims, ensuring that Nevadans have the best information possible during this important time in our state’s history.